What Cover do I have?

Your policy cover will normally run for 12 months and is renewable annually.
Takaful will cover you for any loss or damage to the insured vehicle and its spare part accessories.
Takaful will cover you for any amount that you as the owner of the motor vehicle may be legally liable for
Takaful will cover you in respect of death of or bodily injury to any person including all passengers in the vehicles except you, your spouse, your children or the driver.
Takaful will cover you in respect of property damage except those owned by you or the driver at the time of accident or property that has been entrusted to you or is in your custody or control.

Optional Cover

These covers are only available if you have paid an additional contribution for them

Loss or damage arising from a Riot, Strike or Civil Commotion
Driver Personal Accident

How much must I pay if I have a claim?

Accidental Damage = 5% of sum Insured, Minimum Ksh.7,500
Theft with chain & padlock = 10% of Sum insured, Minimum Kshs 10,000/-
Theft without chain & Padlock = 20% of Sum insured, Minimum kshs 15,000/-
Third Party Property Damage = Kshs 3,000/-
Young Rider below 21 years = Ksh.2,000 Additional

How do I make a claim?

You should report to us immediately. We will ask you for the following documents:

  1. Completed Claim Form
  2. Copy of the log book
  3. Police Abstract Report
  4. Motor Vehicle Inspection report (for third-party claims)
  5. Copy of the Driver’s Driving licence
  6. Notice of intention to prosecute(if any)

For Total Loss & Theft of vehicle we will also ask for the following:

  1. Duplicate certificate of Insurance
  2. Valuation/Assessment report
  3. Original logbook in our insured’s name
  4. Copy of PIN Certificate
  5. Copy of National Identity card
  6. For companies – Certificate of registration
  7. Signed but undated transfer form
  8. Spare car keys
  9. Spare wheel, jack & spanner
  10. For total loss surrender the salvage

Can I cancel the policy ?

You should report to us immediately. We will ask you for the following documents:

You may cancel the policy at any time by telling us in writing. We may cancel the policy by giving you seven days’ written notice to your last known address. We will charge you on a pro rata basis for the time we have been on cover plus an administration fee of Ksh.1,000 and pay any refund due to you. There will be no refund if we have paid a claim or one is outstanding at the time you cancel your policy.