AFYA Medical Cover

What is unique about AFYA Takaful

An ethical and morally principled Insurance Scheme
Cover available for more than one female spouse
Surplus sharing (if any) from the Risk Fund is payable annually for participants with a loss ratio of less than 60%
Re-imbursement up to 100%
Quality Healthcare

Under your Inpatient cover:

Pre-existing, Chronic, Cancer and HIV AIDS covered within the inpatient limit
Congenital defects or related illnesses (conditions that a person is born with)
Prematurity conditions
Psychiatric conditions
First emergency caesarean Section within inpatient
Maternity and related complications (e.g. ectopic pregnancy, miscarriage etc)
Road and air evacuation in case of an emergency
Lodger Fee for children below 7 years of age
Cover outside Kenya on holiday & business for a period of six weeks from date of travel
Evacuation abroad for treatment not locally available.
Qualified and dedicated personnel with ability to address customer queries
Antiretroviral drugs are covered
Inpatient illness related optical cover per family within inpatient
Inpatient illness related dental cover per family within inpatient

Under your Outpatient Cover:

Consultation with a general practitioner
Consultation with a specialist upon referral by a general practitioner up to the specialist’s charges
Laboratory investigations and tests
X-Rays
Prescription medicines
Outpatient procedures e.g. Dressings
Physiotherapists fees
KEPI vaccinations up to 1.5 years.
Day care procedures
Pre-existing, Chronic, Cancer and HIV AIDS covered to the full outpatient limit
Congenital defects or related illnesses (conditions that a person is born with)
Prematurity conditions
Psychiatric conditions