- (+254) 731 808 010
- talktous@takafulafrica.co.ke
- Renaissance Corporate Park, Elgon Road, Upperhill,
What Cover do I have?
The Fire & Perils Takaful Policy provides indemnity against material loss to the property caused by:
- Fire
- Lightning – this is covered whether a fire occurs or not.
- Explosion – this includes explosion of boilers and gas used for domestic purposes only.
- Explosion other than the one mentioned above
- Earthquake
- Riots, strikes and locked out workers
- Malicious damage
- Storm, tempest, flood
- Escape of water from any tank, apparatus or pipes
- Impact by any road vehicles or animals
- Aircraft and other aerial devices
- Bush fire
- Spontaneous fermentation or heating
- Subterranean fire
- Subsidence, ground heave and landslip
The policy also generally covers the following forms of damage:
- Damage during or immediately following fire caused by Smoke, Scorching and Falling walls
- Damage caused by fire brigade or other competent authority in the discharge of their duty including
- Damage caused by water or other extinguishing agents employed
- Your policy cover will normally run for 12 months and is renewable annually.
- Damage caused by blowing up of buildings to prevent the spread of conflagration
How much must I pay if I have a claim?
You should report to us immediately. We will ask you for the following:
- Completed claim form
- Police abstract report
- Evidence of value in form purchase receipts and replacement receipts for items beyond repair
- In case of loss of stock provide also stock records, purchase invoices, delivery notes, sale receipts, annual accounts and bank statements for the last six months.
- In case of loss of stock provide also stock records, purchase invoices, delivery notes, sale receipts, annual accounts and bank statements for the last six months.
- Police abstract report
Can I cancel the policy ?
You should report to us immediately.
You may cancel the policy at any time by telling us in writing via email to talktous@takafulafrica.co.ke. We may cancel the policy by giving you seven days’ written notice to your last known address. We will charge you on a pro rata basis for the time we have been on cover plus an administration fee of Ksh.1,000 and pay any refund due to you. There will be no refund if we have paid a claim or one is outstanding at the time you cancel your policy.
