- (+254) 731 808 010
- talktous@takafulafrica.co.ke
- Renaissance Corporate Park, Elgon Road, Upperhill,
What Cover do I have?
- Your policy cover will normally run for 12 months and is renewable annually.
- Takaful will cover you for any loss or damage to the insured vehicle and its spare part accessories.
- Takaful will cover you for any amount that you as the owner of the motor vehicle may be legally liable for
- Takaful will cover you in respect of death of or bodily injury to any person including all passengers in the vehicles except you, your spouse, your children or the driver.
- Takaful will cover you in respect of property damage except those owned by you or the driver at the time of accident or property that has been entrusted to you or is in your custody or control.
Optional Cover
These covers are only available if you have paid an additional contribution for them
- Loss or damage arising from a Riot, Strike or Civil Commotion
- Driver Personal Accident
How much must I pay if I have a claim?
- Own damage : 10% of value, Minimum Kshs 50,000/-
- Theft with anti theft device = 20% of Sum insured, Minimum Kshs 30,000/-
- Theft without anti theft device = 20% of Sum insured, Minimum Kshs 30,000/-
- Theft with fleet management system -5% of sum insured, Minimum Kshs 30,000/-
- Third Party Property Damage = Kshs 10,000/-
- Young Driver below 21 years – Ksh.7,500/= Additional
- Drivers below 1 year experience = Kshs 7,500 Additional
How do I make a claim?
You should report to us immediately. We will ask you for the following documents:
- Completed Claim Form
- Copy of the log book
- Police Abstract Report
- Motor Vehicle Inspection report (for third-party claims)
- Copy of the Driver’s Driving licence
- Young Driver below 21 years – Ksh.7,500/= Additional
- Notice of intention to prosecute(if any)
For Total Loss & Theft of vehicle we will also ask for the following:
- Duplicate certificate of cover
- Valuation/Assessment report
- Original logbook in our insured’s name
- Copy of PIN Certificate
- Copy of National Identity card
- For companies – Certificate of registration
- Signed but undated transfer form
- Spare car keys
- Spare wheel, jack & spanner
- For total loss surrender the salvage
Can I cancel the policy ?
You should report to us immediately.
You may cancel the policy at any time by telling us in writing via email to talktous@takafulafrica.co.ke. We may cancel the policy by giving you seven days’ written notice to your last known address. We will charge you on a pro rata basis for the time we have been on cover plus an administration fee of Ksh.1,000 and pay any refund due to you. There will be no refund if we have paid a claim or one is outstanding at the time you cancel your policy.
